Published September 25, 2025

Over 40 Percent of Homeowners Are Mortgage Free Graph

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Written by Chasity Rosales

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Did you know? A record 40% of U.S. homeowners now own their homes free and clear. That’s the highest share ever recorded. And that’s an important stat if you’re considering downsizing. Think about it. If you’ve been in your house for a long time, you may be able to sell and buy your next home in cash. You could get a smaller, less expensive home that better fits your lifestyle today with lower bills, less upkeep, and no new mortgage in retirement. Want to find out if this could be a possibility for you too? DM me.

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Home Owners
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Are you buying or selling a home?

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When are you planning on buying a new home?

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When are you planning on selling your home?

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