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Home OwnersPublished September 25, 2025
Over 40 Percent of Homeowners Are Mortgage Free Graph
Written by Chasity Rosales

Did you know? A record 40% of U.S. homeowners now own their homes free and clear. That’s the highest share ever recorded. And that’s an important stat if you’re considering downsizing. Think about it. If you’ve been in your house for a long time, you may be able to sell and buy your next home in cash. You could get a smaller, less expensive home that better fits your lifestyle today with lower bills, less upkeep, and no new mortgage in retirement. Want to find out if this could be a possibility for you too? DM me.
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